Table of Contents
職場導師是什麼？ 學會這三招，每個人來找你做職場導師！
本週報看點：
Tech Tarik！: Square – TBD | Only Fans U-Turn | Netflix – Game Start
Sunday Kopitiam：3k薪水和30k薪水的理財方式？
Notion101：Build Own Lite financial planner FREE template
Tech Tarik!
其他精彩內容
Square的現金應用程序是人們購買和出售比特幣的一種流行方式，但首席執行官傑克-多爾西對領先的加密貨幣的熱愛是巨大的。上個月，多西宣布了一個以比特幣為中心的新部門，名為TBD，今天他透露了這個部門將是什麼：一個去中心化的交易所。
基於其他區塊鏈的去中心化交易所（簡稱DEX）已經很成熟了，比如以太坊的Uniswap和SushiSwap以及Binance智能鏈的PancakeSwap。然而，TBD打算做一個圍繞比特幣的完全無權限和去中心化的交易所，為用戶提供廣泛的用法幣換取BTC的通道。
布洛克指出，Cash App和Coinbase都是將法幣兌換成比特幣的中心化渠道，但建議它們 “有一些問題”，而且全球實施情況各不相同。最終，Square希望創造一種服務，使用戶能夠使用法幣為任何類型的比特幣錢包提供資金，甚至是那些不由集中式交易所或服務託管的錢包。目前還沒有時間表幾時會推出這個服務。
OnlyFans最近試圖將自己重新打造為所有類型創作者的平台，聲稱從廚師到音樂家都在使用它。像Cardi B和Bella Thorne這樣的名人甚至已經加入了創作者行列。不過，到目前為止，色情仍然是該網站上最受歡迎的類別。OnlyFans擁有超過1.3億用戶，200萬內容創作者，據說去年的自由現金流達到了1.5億美元，擁有許多初創公司夢寐以求的數字。
OnlyFans創始人兼首席執行官蒂姆-斯托克利(Tim Stokely)本週在接受《金融時報》採訪時說，在受到銀行的 “不公平 “對待後，該公司被迫禁止此類內容。斯托克利列舉了摩根大通、紐約梅隆銀行和英國地鐵銀行作為讓OnlyFans和性工作者生活困難的貸款機構的例子。當CNBC聯繫到這三家銀行時，他們都拒絕發表評論。
OnlyFans已經暫停其禁止色情內容的計劃，繼續允許色情內容。許多性工作者譴責OnlyFans之前的決定。 OnlyFans的成功主要是由於成人表演者通過其平台銷售他們的內容
Netflix在波蘭的安卓應用上發布了兩款遊戲–《陌生人》。 1984和Stranger Things 3 –多年來一直在Netflix的應用程序中提供，在2017年和2019年通過許可合作關係發布，以配合這一熱門的複古超自然節目的第二和第三季。上個月，Netflix證實它計劃擴展到視頻遊戲領域，首先是為手機和平板電腦等移動設備提供無廣告遊戲，用戶無需支付額外費用。該公司雄心勃勃，最終甚至擴大到Xbox和PlayStation的遊戲機遊戲，這代表著自2007年Netflix開始流媒體服務並在2012年發布其首個原創節目以來，該公司向一種新的娛樂方式的最大擴張。
進入遊戲領域使Netflix從其作為世界上最大的訂閱視頻服務的電視節目和電影的基礎業務擴大。隨著Netflix的發展，它早就指出，它的競爭已經超出了現在與它正面交鋒的傳統電視和電影公司的範圍。該公司曾多次指出，像《堡壘之夜》（Fortnite）這樣的遊戲明星，以及用戶生成的視頻大戶YouTube，是其最棘手的競爭對手，因為它們在全球範圍內擁有大量的娛樂時間。
Netflix的遊戲不會有廣告，也不包括遊戲內購買，你也不必購買單個遊戲。 Netflix遊戲將是你整體訂閱的一部分，就像該公司開始製作和播放恐怖電影和現實電視節目，並將其作為Netflix會員的一部分。
Sunday Kopitiam
3k薪水和30k薪水的理財方式？
所以說，月薪3000和月薪30000，在理財規劃上會一樣嗎？⠀
所以我能肯定每個人都知道答案是當然不一樣⠀⠀⠀⠀⠀⠀
針對理財規劃而言，重要的不是月薪有多少，而是【剩餘可投資財產有多少】或者是說【你能存多少來投資】以及【能夠承擔的風險有多少】。假設在同樣年齡下，可承擔的風險是差不多的，這時候月薪30000當然就比月薪3000有多很多的可支配剩餘所得，所以我們不要比來比去了，人比人氣死人，每個人對錢不一樣的用處，好像你沒有債務，可是他需要每個月還帶學習貸款或者供車貸，這時別人就會想辦法賺更多錢來cover他的花費。⠀
當你少錢的時候月薪3000的我該怎麼辦呢？
首先，我知道當月薪不多的時候的確發揮在理財投資地方的確不錯，所以我會建議從比較小的投資數額開始，例如基金，robotinvest，或者儲蓄基金和ETF，這些的風險相對來說只用小資金也能投資，因為可以用到的錢比較少無法自行有效配置，應該以配置好的投資為主，等到以後積少成多就能投資一些比較大數額的投資例如債卷，股票等等的金融產品
投資有風險，所以做任何投資的時候都需要獨立思考。
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